If you are a secured banking customer then you are always worried about paying commission. Some users are going to start the year by paying a good amount in this regard.
As you already know, customers with less connections to banking institutions face this payment. These are usually easy to avoid, but it’s not always possible and you have to go to the checkout.
There are 3 big banks in January 2023 They are going to charge a commission of up to 60 Euros from their usersunless they meet the conditions established in the form of a warning help mycash,
These are the banks that can ‘gift’ you up to €800 if you pay straight
Starting the year this way can make January costs very complicated, so it’s worth knowing which banks are going to charge commissions and how to get rid of them.
These are the banks that charge commission in January 2023:
Customers who have a non-online Santander account will need to pay 20 euros in January. As it happens every month, it thus adds up to 240 Euros per year. Of course, it is easier to avoid paying commission in Santander.
By direct debiting salary or pension you will already be paying 120 Euros a year, and if you direct debit 3 bills a quarter or use the card 6 times, they will charge you nothing will not have.
Of course, the payroll must be at least 600 euros per month, and the pension 300 euros per month.
With a 100% online Santander account, you also get rid of this extra payment.
CaixaBank will charge the first installment of the daily plan on January 31. For low linked customers it will be 60 Euro. This payment is quarterly, which means 240 Euro per year.
The requirements are to deposit a salary of at least 600 euros or a pension of 300, and also to submit 3 receipts per quarter or make 3 card payments per quarter.
If you meet at least one condition, this is reduced to 60 euros per year. If you meet all of them, you don’t pay.
This bank charges 3 Euro per month to all customers who are not connected enough. January is the first subscription of the year.
Luckily, avoiding ING fees is easy. A salary or pension deposit of at least 700 euros is sufficient to avoid paying one euro for maintenance., You will not make payments even with a balance of less than €30,000.
This only applies to salary account holders, as the rest of ING users always avoid paying commission.
If you don’t meet the above conditions, you can convert your account to an account without payroll and get rid of the payments.