Experian should note that digital fraud activity continues to grow, according to its 2022 global identity and fraud report.
For this study, a survey was conducted that included 1,849 companies and 6,062 consumers from 20 countries: Germany, Australia, Brazil, China, Chile, Colombia, Denmark, Spain, the United States of America, India, Indonesia, Ireland, Italy, Malaysia, Norway The Netherlands, Peru, Britain, Singapore and South Africa.
According to the results of the report, online activities have increased by 20% since the beginning of the pandemic and the trust and shopping transaction by 43%, he highlighted.
As for digital trends in terms of cybersecurity, options are directed toward invisible security, with 81% preferring biometric fingerprint security, Experian said.
In addition, 77% prefer security codes sent to mobile phones and 76% trust human biometric security, that is, for the validation of each user, the creation of a unique profile, he added.
In this growing landscape of digital transactions, consumers have realized the importance of security, but at the same time there is growing concern about the risks that are presented in online activities, he said.
By 2022, 71% of respondents expressed concern about being a potential victim of fraud or identity theft, up from 33% in 2021 and 28% before the pandemic, Experian said.
“This concern is increasing in the rate of fraud that is occurring globally,” he said.
From digital transaction fraud to hacking and other more advanced scams: such as synthetic identity fraud and deep fraud (complicated audio and video), this is the latest cybercrime on the rise and businesses and consumers have noticed., he reported.
In Peru this crime, which in art. 9 of Law 30096, or Computer Crime, states: “Anyone who replaces the identity of a natural or legal person through information or communication technologies, provided that said conduct results in some material or moral damage, shall be punished by a custodial sentence of not less than three nor more than five years”, he explained .
In this sense, CIO Experian Spanisn Latam, Hernando Salazar explained that Peruvian companies have increased their investment in the security of their users, in addition to seeking to improve the experience in a comprehensive way.
“Through various programs and initiatives, both public and private, they seek to raise awareness of the need for users to understand the aspects of personal online security,” he noted.
“Knowing and observing the traces of any change in the history of our trust contributes to preventing cases of fraud and identity theft, as well as helping to strengthen knowledge about the security of personal data,” he pointed out.
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