The DS1 subsidy is a state benefit intended for those families in the country without a home but they have the capacity to save.
Specifically, it is financial assistance to buy a department house new or used, as long as there is a maximum amount of 2,200 UF depending on the section.
In the case of extreme areas, the highest value of the house that can be accessed The DS1 subsidy can reach 2,600 UF (regions of Arica and Parinacota, Tarapacá, Antofagasta, Atacama, Aysén, Magallanes, province of Chiloé and Palena, in addition to the commune of Isla de Pascua and Juan Fernández).
What are the requirements to apply for DS1 subsidy?
- To be over 18 years old.
- Valid identity card. Foreigners must present an Identity Card for Foreigners with definite permanence and the Certificate confirming permanent permanence.
- Loan in a home savings account with a minimum age of 12 months.
- Confirm that the required savings have been deposited in the housing account, on the last day of the month before the application. From that date you do not need to transfer the account.
- Register in the Social Registry of Households and do not exceed the socioeconomic qualification level required by the alternative subsidy you wish to apply for.
- In the case of collective applications, the group must have a minimum of 10 members, apply through a sponsoring entity and have a housing project approved by Serviu.
How long can I save up to apply for DS1 subsidy?
The minimum savings available for DS1 subsidy must be in the housing account no later than Tuesday, October 31 at 2:00 pm..
What is the minimum savings available for DS1 subsidy?
The DS1 subsidy It is classified into three sections, according to the percentage obtained by the person in the Social Registry of Households. The minimum savings required to apply for DS1 subsidy depending on the section where the applicant is:
- Part 1: minimum savings 30 UF and allows access to a house with the highest value of 1.100 UF (1,200 UF for extreme areas). In RSH they do not exceed the socioeconomic qualification bracket of 60%.
- Section 2: minimum savings 40 UF and allows access to a house with the highest value of 1.600 UF (1,800 UF for extreme areas). In RSH they do not exceed the socioeconomic qualification bracket of 80%.
- Section 3: minimum savings 80 UF and allows access to a house with a maximum value of 2,200 UF (2,600 UF for highly indicated areas). Those with a score above 90% must meet the specified income limit.