The Costa Rica Canada Foundation allocated 200 million to offer personal mortgage loans. These funds are intended for people who need to consolidate debt, buy a home, remodel or expand, start a small business, purchase a vehicle, or cover education, health or vacation expenses.
Credit seeks favorable conditions and allows the customer to make early or exceptional payments without penalty, Kathiana Aguilar, deputy general manager of the Costa Rica Canada Foundation, explained via a press release.
Aguilar said, “For housing loans, where the construction process takes place, a waiver of up to 3 months in the payment of interest is provided, in addition, payment of installments starts when the process reaches 100% “
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With respect to the interest rate, if the asset held as collateral belongs to the client, the rate is 18%, but if the asset held as collateral belongs to a third party, the rate is 20%, and in both cases The maximum term is 15 years.
Aguilar said, “One of the main recommendations that financial experts are making is that, if a person has multiple loans, it is best to explore the possibility of integrating them into a single credit, so as to cover daily expenses.” Have more cash.”
During 2021, the Costa Rica Canada Foundation managed most of its multipurpose financing for clients in Cartago, Alajuela and San Jose.
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Those interested in personal mortgage loans, which apply for any purpose, can visit the Costa Rica Canada Foundation’s offices located in San Pedro de Montes de Oca, from 8:00 a.m. to 3:00 p.m.
In addition, you can obtain information from partner organizations located in Acosta (Esoproa), Puriscal (Coppuriscal), Oremuno de Cartago (Asodes Cipresses – Addico), Aguas Jarcas (Copende 7), Jicaral (Cac Jicaral), Hojancha (Christian Without Borders). can request. ), Sarapiki (Koptrain).