Debt is definitely the biggest debt in a person’s life. And thus it is a complex, complex decision and process that requires a lot of attention and a lot of comparisons to achieve the best possible conditions, over the years and in the installations.
The bonuses, the interest rate, whether fixed, variable or mixed, the amortization clause, commissions and other details should be carefully studied by future mortgage owners to avoid encountering surprises and , above all, because there can be thousands of euros in the Game. It was not an easy decision.
When getting a mortgage, the most common thing is to go to Internet comparators to see which banks or credit institutions offer the best conditions, what bonuses they have and other details.
Then, the next step is to go to banks or boxes and talk to these entities to get to know them personally, taking advantage of personalized treatment.
Bernardo’s advice
That’s exactly what economist Gonzalo Bernardos doesn’t recommend you do. The best thing you can do, according to the expert, is to hire the services of a mortgage broker.
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It is a professional or a company acting as MEDIATOR between mortgage lenders and mortgage loan applicants. They are responsible for helping clients find the best loan option according to the clients’ individual financial needs and circumstances.
Mortgage brokers have a extensive knowledge about the different mortgage products available on the market, including interest rates, terms, requirements and conditions, which allows them to advise clients on what is the best option for them.
