The Ministry of Housing and Urban Planning (Minvu) has various housing subsidies that allow you to build or buy a house or apartment.
People who do not own a home may be eligible for several of these benefits, which are also available buy used houseswhich can achieve cheaper values ​​compared to a new property.
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What subsidy is used to buy a used house?
Apartment rental
He Apartment leasing allowed to buy new or used houses from up to 2,000UF and 2,200UF in the extreme northern and southern regions (Arica and Parinacota regions, Antofagasta, Atacama, Aysén, Magallanes, Chiloé province) they indicate on the Minvu website.
Housing leasing is aimed at people who can pay rent but do not have the capacity to generate enough savings to apply for other housing support schemes. There is no minimum savings required to access the benefit, but certain requirements must be met (find out more here).
Supports DS1
With the DS1 funding, families who do not own their own home can purchase a new or used apartment or house. up to 2,200 or 2,600 UF.
To receive the grant, you must have savings and a building savings account and meet the necessary requirements for each section, which depend on the price of the property.
The first application period for this service took place last April and it has not yet been announced when the second application would take place this year.
Subsidio DS49
The DS49 subsidy allows families who are among the most vulnerable 40% of the population to purchase a new or used home without a mortgage loanin the rural or urban sector.
The DS49 2023 funding application guide indicates that in order to apply for funding to purchase a used house, a property must be found with a maximum sales value of 1,300UF in the regions of Coquimbo, ValparaÃso, Metropolitana, O’Higgins, Maule, Ñuble, BiobÃo, La AraucanÃa, Los RÃos and Los Lagos; Or from 1,400UF in the case of Arica and Parinacota, Tarapacá, Antofagasta, Atacama, Aysén and Magallanes.
