Friday, December 02, 2022

First Time Car Buyer? Here’s Some Tips

Just passed your driving test? Congratulations! This is a major accomplishment and something that will change your life for the better in many ways. Over half a million people pass their test every year and you will always want to make sure that you find the perfect first car to get started with. Here are a few tips that should help you to find what you are looking for.

Set a Budget

Before you start looking at cars, you need to work out how much money you can afford to spend. In addition to the cost of the car itself, you need to factor in the cost of insurance (which can be high for new drivers), fuel (also a major cost right now), road tax and maintenance. You do not want to stretch yourself too much, so you need to know how much you can comfortably spend each month.

Get More for Your Money by Buying Used

Many people will be tempted by a brand-new car, but this is not a smart financial move (especially for new drivers). You are likely going to drive your first car for a few years and then upgrade, so it makes a lot more sense to buy used when you consider the rate of depreciation. You can also get a lot more for your money in the used car market and make savings. You can look for used Citroen cars for sale that will be well-suited to a new driver and affordable compared to buying new.

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Shop Around for Insurance

As mentioned, car insurance can be high for new drivers and this is because you are deemed a higher risk. There are many factors that impact how much you pay, so you want to learn about these and keep them in mind when choosing a car. In addition to this, you should always shop around as you will be able to get different prices from different providers. There are handy comparison websites that you can use to find the best option (just make sure that it is a sufficient level of cover for your needs).

Think About Your Needs

You also need to think about your specific needs from the car to find the right model. You should think about how many people you will need to be able to transport, what your storage requirements are and the kind of journeys that you will be making. This should help you to establish what kind of car would be the right fit for your lifestyle.

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Buying your first car is an exciting process, but it is also a major financial and lifestyle decision and it is important that you know how to go about finding the right car for you.

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