Fraud and extortion by loan application under the guise of savings and loan cooperative

I want to report something that I experienced recently. On August 2nd, 2022, I downloaded an online loan application called: Credit Loan- DANA NUMPUK. application long It was developed by KSP friend Dana Sejati. After downloading the application, we are asked to fill in the data.

When the data filling is complete, suddenly our data is transferred to an illegal online loan platform that works with them. Haven’t clicked apply for one loan, suddenly got two loansacc And without knowing how much is the total loan and what is the repayment period.

When I checked, it turned out that I had already applied for 2 online loans at once, with a repayment period of 7 days. There I felt trapped and cheated, because I had just entered the data, suddenly I was approved to borrow immediately. Just finished filling in the data, want to know the limit, but it is already a borrower:

  • The first loan is called UANG KINI with a repayment period of IDR 1,800,000, 7 days and the money received is IDR 1,116,000.
  • The second loan is called Cash Loan in which Rs 1,600,000 is repaid for a period of 7 days and the money received is Rp 1.008,000.

It only took less than 5 minutes for the money to arrive in my account. I want to cancel the loan, but I can’t because the money has been received. i am looking for a contact customer service, There are none, only emails in the form of complaints about problems.

On August 7, 2022, I gave a 1-star rating to the Loan Credit Dana NUMPUK application. Shortly after I gave the rating, I received two confirmation messages on my Instagram account. When I opened it, it came to know that it is from CS Admin side. He asked about my assessment in his app and asked about the timeline.

Here I give a rating of 1, because before maturity D-3 I was threatened by debt collector To pay off my loan immediately. If you do not pay, my data will be transmitted to the contacts on my cellphone. I also just complained about filling the data but why did I become a borrower.

Then CS Admin explained to me and offered me refund without interest. So I only paid as much as I got. His CS party had contacted me on August 7, 2022 at the same time and there. At first I was offered to process the payment directly, but I declined as it was late at night.

On August 8, 2022, he contacted me again asking about payment. He gave me his company’s account number, along with Nobu Bank Account Number: 608 228 181 3388 a pt pinjaman credit, I am constantly terrified debt collector and CS of loans. Finally, I processed the payment as per the amount I received, with a total IDR 2,124,000.

Turns out there was an interruption problem during the payment transfer process, due to which my money was deducted, but there was no proof of payment. As if they already knew it was going to happen, they kept asking for proof of payment. At that time, I immediately took a photo of the ATM machine that I used when there was a problem of interruption in transfer transactions.

Shortly after, a new Cs admin number appeared with a different number. From what i checked in app Contact, It is actually his CS Admin number. By this admin, I am offered to transfer again one by one with the nominal received from each application long The.

Here I emphasize that there was an error or the transaction failed to transfer, because the previous administrator did not explain how to transfer one by one. Before transferring again, I reported what happened to HelloBCA, so that those who failed to transfer funds were back in my account again.

Money Transfer Chronology:

  • First transfer through ATM BCA, IDR 2,124,000, but there was a problem/interference. I checked the mutation, the amount has been deducted. He said that the money was not received and said pending, But every time I bring it up I come to the conclusion that they got the money but want to extort more from me.
  • Second transfer, re-transfer due to panic, I finally transferred Rp1.001,578.
  • The third transfer was Rp 500,179, but when the third transfer happened, there was another problem. When I asked him, when he checked the mutation of his account, he said that it was recorded.

This is where I started suspecting that they were cheating on me and demanding extortion. I’m more suspicious of having too many accounts long DM me on IG. One of them is the IG Dompet excellent application, even though I don’t use the application. From there, I began to believe that KSP friend Dana Sejati was a co-operative consisting of fraudsters. My old friend used to be a victim of fraud, who would think that now I am a victim. As a result of loan application under the guise of KSP, it included online loans which all turned out to be illegal.

Almost every day I ask for my money, which is what the CS admin promised me, but the answer is always the same, pay the rest of the bill and we will refund. This further shows that my money has actually entered the PT Pinjaman Credit Account. Even though they could deduct the extra money from my transfer, they could deduct my refund from the rest of my bill. But the administrator still said that it could not happen due to various reasons.

At 11 PM on August 11th, 2022, suddenly I was contacted again for payment and promised again, if I transfer IDR 1,000,000 the money will be refunded. Here, I don’t really have any more money, because my money has been siphoned off by the admin. logically, which cs admin is at 11pm chat customer Ask for payment?

Through my report, I strongly request OJK to take strict action against such fraud-based KSPs. Specially Application Loan Credit Dana NUMPUK, KSP Mitra Dana Sejati. In the past, people failed to pay because long, now again rising to the level of fraud and extortion. It turns out that what is happening now is that many people are having the same experience as me. Let’s vote together and report!

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