Thus, in June, it will be possible to transfer from the mobile board of any financial institution only with a telephone number, announced Paul Castello, manager of monetary operations and economic stability of the Central Bank.BCR).
With this, immediate interbank transfer will be easier as the Interbank Account Code will no longer be requested (CCI) of 20 fingers.
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The official stated in the operations of the Electronic Clearing HouseCCE) costs to be covered since it requires continuous effort from the entities involved. But the innovations are identified in the implementation, he said.
Which standard allows you to transfer mobile data using a cell phone number?
These operations will be carried out with the telephone number under the interoperability regulation of the BCR approved last year, which established that the regulations must be followed by regulated entities to facilitate immediate transfers of funds. Karina Chinguel, Senior Associate at Vodanovic Legal.
“Economic groups that have a mobile application must give the user the option to send money to “others”, which means connecting the destination of the deposit with the recipient’s phone number and even more. THE DAYHe explained.
The goal of these plans is to provide a better experience for customers who want to transfer resources in real time, and that they have in their hands on the cell phones of their contacts, he said.
In addition, he said that in the first phase – to be completed at the end of this month – the interoperability of the same digital networksbut the other things can be joined in the second season—at the end of June.
Also read Immediate transfers between banks are now deferred
“When we talk about interoperability, for example, we also refer to the commitment of the Chamber and the participants to the mask.” interbank transfers just using a cell phone number,” Castello said.
This can be done with a business model that incorporates innovation and competitiveness in the environment, he said.
For Chinguel, the use of telephone numbers is a friendly modality to promote digital channels in frequent operations, while at the same time disincentivizing the use of cash.
SBS is making adjustments to correct some customs
Meanwhile, the Superintendence of Banking, Insurance and AFP (SBS) announced that they are reviewing some adjustments to the Financial Market System in their Market Conduct Management Regulations.
“Once again we will review the organization to improve some practices that we see have changed with the previous environments, today we live in the Lord’s mission. digitization and we hope to soon be able to participate in these adjustments”, mentioned Mariela Zaldívar, Assistant Superintendent of Employee Markets and Financial Inclusion of SBS.
BCR and SBS were present at the Special Commission for the Defense of the Consumer Council to present their position on the parliament, not to stop the collection of certain banking commissions.
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