In case of dismissal whether due to dismissal or resignation, Workers in Chile can access Unemployment Insurance of the Unemployment Fund Administrator (AFC), which provides financial support to the unemployed.
How do I know how much Unemployment Insurance money I have?
To find out the money that you have saved in your Unemployment Insurance you must enter the Virtual Branch of AFC affiliates (HERE). Once inside, you must log in with your Unique Code, and the system will automatically tell you what your balance is.
What requirements do I need to meet to apply for insurance?
If you want to request your Unemployment Insurance You must meet these requirements:
- unemployed: condition that must be accredited through a notice of termination, letter of dismissal, letter of resignation, record of appearance before Labor Inspection, certificate from Labor Inspection or a court decision if appropriate.
- For an indefinite contract or a private domestic worker contract: have at least 12 continuous or uninterrupted contributions before the termination of the employment relationship, with one or more employers.
- For fixed-term contracts, specific work or services: 6 continuous or intermittent contributions, with one or more employers.
- Contributions are counted from the last period in which the member has access to the benefit or, if this is their first application, from their insurance coverage, until the month of termination of the employment relationship.
How to collect Unemployment Insurance?
To request an Unemployment Insurance collection online You must enter HERE and log in with your Unique Code or AFC Code. Then you need to select the option “Insurance collection” and then click “Insurance collection request” and ready.
Once the request has been reviewed, you will receive an email indicating whether the request has been approved or rejected, within a maximum period of 5 business days.
If you want to collect the insurance personally you should go to a AFC branch and explain the reason for your visit.