Friday, June 2, 2023

How to apply for Mi Casa Ya 2023?: new places available?

Via public Twitter account Ministry of Housingthe librarian announced that this day 25 April Coverage quotas will be given at the interest rate for the beneficiaries My Home Now program.

The premise “thanks to the articulation between the Ministry of Housing, State and Territory, the Ministry of Finance and Public Credit and the National Department” as read in the Communication Praesent portfolio.

To be interested in you

Thus in the statement they express those words minister of housingCatherine Velasco where he mentioned that he appreciated the management of the different government agencies “committed to the implementation of the necessary policies” as these quotas of great help for the familys, considering that interest coverage is a benefit that is granted in the first seven years of a mortgage loan or housing lease, thus reducing the monthly payments that families must pay.

They also say that this is new coverage quotas families will now be allowed the assignment of payment to promote the process of acquiring their housing.

What will these new coverage quotas look like?

According to a communication from the Ministry of Housing, these coverage quotas are: “for priority interest housing (VIP) coverage equivalent to five (5) percentage points is given and for social housing (VIS), coverage equivalent to four (VIP) 4) Percentage points, which are applied to the contracting of a credit or a lease”.

How to access or apply for ‘Mi Casa Yo‘?

The Ministry of Housing ordered a check through the website so that trustees or claimants can review their status and follow the steps to continue with their process. For this, those interested will have to enter the household identification number on the following page: https://subsidiosfonvivienda.minvivienda.gov.co/micasaya/.

What are the requirements to access ‘Mi Casa Ya’??

We will remember if your family is not registered in “Mi Casa Ya”, prior registration or classification in . has Sisben between A1 and D20; and the program requirements are met, you must start the process of establishing a credit or solidarity economy entity of your choice.

If, on the other hand, you already have a previous registration, but you do not have the Sisbén IV classification, you must go to the office. sisben his municipality and request information, which is a command request program.

For the transition stage of “Mi Casa Ya”, when the family meets the requirements of the program, they must notify and accredit the financial solidarity credit institution in which they are registered;

  • That he the house is approved for a mortgage loan or housing rental.
  • The house is now ready for delivery and should be signed in the next 6 months. At that time the status of the family changes from “Interested” to “Applicant”.
  • When a credit institution or economy of solidarity acquires these conditions, the Ministry of Housing will apply prioritization criteria and verify compliance with the requirements. If the family is prioritized and meets all the program’s requirements, support will be assigned.
  • Reasons why housing support may be denied

  • Entering false documents in the application.
  • The dissolution of the nuclear family.
  • They include beneficiaries who were not considered in the grant application.
  • If after the approval of the subsidy, the Government realizes that the interested parties already had the first house. Or if it would appear useful before.
  • When do you lose your right to housing benefit?

  • If modifications are made without permission.
  • If they have not paid the utility bill.
  • If it is leased or sold before the end of the term by the subscribing party.
  • Nation World News Desk
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