If you resort to this procedure, it is important that you consult a professional to determine whether this is best for you.
Any person who has worked under the Social Security Act of 1973 is nearing retirement and must meet a number of requirements to do so: quoted weeks Age and salary range registered with the Mexican Social Security Institute (IMSS).
For this reason, it is very common for insured people of a certain age group, when they visit their clinic, to be approached by supposed managers who want to “help” employees get their pension, for which they supposedly have the necessary contacts to do so achieve, except for a strong amount.
However, if the employee does not comply with the regulations quoted weeks the manager offers to increase it through a purchase, but be careful! For this they charge large amounts from the insured, as you may be missing one of the two things, otherwise you could fall into fraud.
HOW TO GET THE WEEKS OFFERED
So that you don’t waste time and money, we tell you that there are two ways to buy legally: quoted weeks in the IMSS, and for this you must meet certain requirements: contribution period and the average size of your salary.
These factors come together to determine how much you as a retiree will receive from insurance, because no matter how much quoted weeks The amount of the pension depends on your low average salary and vice versa, as this affects what you receive as a pension. So the key is to find a balance between these two elements.
How to buy legal offer weeks
Those who come from Law 73 have the wonderful option called Mode 40 which you can access legally and regulated, either online or in person.
With this modality you can buy that quoted weeks backward; That is, pay for the time you haven’t deposited and buy weeks in advance.
But in which cases should you buy weeks? There are several, especially if you are of retirement age, have a low average salary and are close to contributing time.
Then it’s practical Mode 40 because even if you don’t believe it, it is economical since you would only have to invest a small amount of money to get a lot of benefit in life.
You can also purchase weeks to extend quoted weeks and thus in turn the amount of the pension.
How much does modality 40 cost?
This varies depending on the salary you sign up with, as the lower the salary, the lower the cost; On the other hand, you have to consider what that is quoted weeks in 2024 they will increase and so on until 2030.
Things like that, through Mode 40 the purchase of quoted weeks is legal and valid in social security in Mexico; However, it is important that before making a decision you consult a professional to help you decide what suits you best because the key is the balance between the quantity quoted weeks and average salary to maximize your benefits and ensure a stronger future.