MEXICO.- Online banking can simplify your banking movements, using it to paint a different picture of the banking sector; However, not all banks offer it under the same circumstances. And It is important that you research the benefits that online banking can offer you and how to choose your best option.
Online banking is a tool that banks make available to you for the convenience of everyday transactions. Its services help you manage your personal finances with agility and ease.
investigation done by Gemalto in Brazil, Mexico, United States, United Kingdom and Singapore It was found that over 60% of youth between the ages of 16 and 24 use this tool, while over 25% have never visited a bank branch.
This is because as the popularity of phones and tablets increases, the way banking is used is being revolutionised.
Gelmato said mobile banking is particularly popular generation Y Those who have grown up with the internet, smartphones and social networks, and who want to simplify their interactions with their banks.
financial education programs Visa, Practical Finance, He confirmed that thanks to such a secure and high-tech platform as Online Banking, you can: check balance and account statement, pay for services (electricity, telephone, etc.), transfer money, invest Make deposits to individual or third parties, make credit card payments and submit payroll.
Find the one that suits you best
Online banking is very useful in life, but having the right solution for your finances can also be very important. here some suggestions What should you keep in mind in order to choose the best option that suits your needs?
Take care of security: The security of your personal data is very important. Some institutions provide you with a device that displays a different combination of numbers, which is used to access your online banking, as well as access and operation codes.
Remember to verify that https: appears in your browser each time you use this service, which means you are within a secure connection.
Transparent information: You should have an updated account status query for all your accounts in your online banking. This way you will know exactly what and how much you have spent, which will allow you to keep your finances in order.
Make sure you have the flexibility: You will be allowed to operate within a few hours. Make sure online banking hours are extended, even if the offices are already closed.
It would also be convenient to have the possibility of registering services such as electricity, water, cellular telephony and cable television, in such a way that they are done automatically.
Find out about the cost: Ask whether you will have to pay an additional fee for this service, or if you must have a minimum balance; So you shall take proper decision before opening the account.
Some of the charges that may be levied are: Monthly charges, for replacement of electronic security device, for issuing same day payment orders and for issuing fixed payment orders.
Information sought in different banks: Before opening an account with a specific bank, try visiting several financial institutions and ask for a display of their online banking portal. That way you will get to know it and know if you will be able to handle it easily.