PicPay users can use their smartphone or smartwatch to pay using the platform, without the need for a physical card. When registering with PicPay Card, it is possible to close the accounts immediately just by bringing the device closer, thanks to NFC technology. This adaptation follows the common trend of contactless payments, in line with consumer behavior, which seeks to democratize financial services. Below, see more details about the new feature.
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The integration of digital wallets takes place two months after the acquisition of Banco Original’s retail area by PicPay. In the past, Original customers have been enjoying this facility, now it is extended to PicPay users. The release for all devices will be gradual, to be completed by the end of October.
What is a digital wallet?
Digital wallets are applications developed for mobile devices, such as cell phones, to improve access to financial products and services. The digital wallet eliminates the need to use a card, securely storing the consumer’s payment information.
Using NFC technology, which in Portuguese means “Near Field Communication”, this type of app allows the exchange of data between devices that are physically close to each other, usually at a distance of a few centimeters.
NFC has built-in security features, including the ability to encrypt data during transfer. In addition, the physical proximity required for communication adds an additional layer of security.
How is PicPay used in digital wallets?
You can start using the service by accessing PicPay on your cell phone. In the section dedicated to cards, select the option to add your credit and debit card. Finally, choose to link your PicPay card to your digital wallet of choice, Apple Pay, Samsung Wallet or Google Pay.
