According to the National Commission of the Retirement Savings System, this is the most common practice
Last August they withdrew from the Previously 2,921 million pesos for unemployment, the highest amount in a month since this record began, according to data from the National Commission of the Pension System (Konsar).
Is about According to the regulator’s figures, this represents a real increase of 34% compared to the same month last year.
Unemployment withdrawals were made from Afore accounts in the entire period from January to August of the current year. a total of 17 thousand 32 million pesos, a real increase of 8.28% compared to the same period in 2022.
Partial withdrawals unemployment They are a benefit that employees have with an Afore account and the It can be exercised once every 5 years after a period of 46 days in which the dismissal was recorded.
Accordingly IMSS In August, 111,736 jobs were created in the formal sector of the economy. a number that is 29% lower than last year’s 157,432.
Which Afore had the most unemployment withdrawals?
In detail, Afore recorded a total of 610 million pesos in unemployment benefits at Coppel, followed by XXI Banorte with 489 million pesos.
In third place was Afore Citibanamex with 473 million pesos; Ahead of Azteca with 464 million pesos and Sura with 298.5 million pesos.
This is followed by Afore Profuturo with 211 million pesos, then Invercap with 175.8 million pesos; Principal with 136.3 million pesos and Afore Inbursa with 54.8 million pesos.
PensionISSSTE recorded the lowest amount at only 7.8 million pesos.
If you withdraw money from your Afore, you will need to replace it
Withdrawals from unemployment have become more visible among Afore account holders as the procedures for making them have been simplified and consolidated as an alternative to cope with a difficult period in the economic environment of families.
However, workers who avail of this benefit need to replenish their resources to avoid affecting the accumulated amount of their savings at the time of retirement.