12:55 PM: This text has been updated with the comment Didi sent us.
with promises”fade“Los Gatos, has many delivery or personal transportation platforms that have been providing loans to their workers for a long time”Specific“. middle rplaces in the world Have checked about them and the experts have a clear opinion: everything is a trap.
Media reports include testimonials from people who have worked with the app and accepted loans. Not that the loans are particularly popular among delivery drivers and drivers because of the high interest rates, but their system has similarities with older line systems because workers must work to pay off a loan that accumulates. And who pays what is right with them?
report of rest of the world There is a recommended read written by Daniela Dibb and you can read it online.
Requested for comments on this topic, Didi provided the following response to Xataka México:
“DiDi Préstamos is a service that facilitates access to personal loans to cover certain unplanned expenses or eventualities easily, securely and with the support of DiDi. Since its launch in October 2021, commuters More than half a million loans have been distributed to drivers, delivery men and diners, demonstrating the added value of this service, and hence the decision to extend it to all Mexican households through the independent application of Didi Prestamos.
Loans from $300 to $30,000 pesos can be made by choosing the most accessible settlement period, from 15 to 91 days, with a monthly interest rate that will start at 5%, a competitive rate for personal loans.”
Uber Eats did not immediately respond to a request for comment on the reporting. rest of the world,