She European Central Bank (ECB) made a turn in his monetary policy in August last year, adopting a stricter policy to control runaway inflation in Europe. This led to a change in the strategies of various banks, which began to offer new deposit offers and accounts with the aim of attracting new clients and maintaining existing ones.
Six-month deposits offered by entities in Spain and Europe are already available they start at clearly more than 4% APR, which is close to the 4.5% interest rate set by the ECB since September. These are the best offers in the market for deposits of this duration.
she Global Investment Bank recently launched a six-month Grand Deposit with a 4.25% APR for new customers. This is a fixed-term deposit, and its request requires an investment minimum 10,000 euros, which does not exceed 75,000. It is one of the most profitable six-month deposits in the entire Eurozone. Unlike the product launched a few months ago, this is not an integrated product.
Another six-month deposit exceeding 4% APR is presented in the account The truth in the group BFF Banking Group. It offers a profit of 4,25% TAE for balances of between 5,000 euros and 3,000,000 euros. It has no early cancellation, and is aimed at new customers. Your contract can be executed online.
One of the first banks that offered profitable deposits after the inflation crisis was Santander Bank through its subsidiary Openbank. Your six-month deposit, which started with a yield of 0.20% in September 2022, has been upgraded to reach 3.07% TAE. To request this deposit, it is necessary to direct the deposit of a payroll of at least 600 euros for at least 4 months.
The six-month deposit EBN Banco offers a profit on 3%with value minimum of 10,000 euros and a maximum of 400,000. You have a free affiliate account and early cancellation is not available.
MyInvestor It also offers profit on 3% TAE of your six-month deposit, with a minimum amount of 10,000 euros and a maximum of 100,000. To contract it, it is necessary to open a checking account in the bank, which offers a 2% shit up to 50,000 euros in the first year and from there the deposit will be contracted.
ING Direct for its part, offers a 4.00% APR interest of your 6 month deposit, recently updated, but in this case the offer is aimed at clients who have saved in the last eleven months.