Miraltabank becomes the first Spanish bank to decide to sell its deposits on the Raisin financial platform. Savers from all over Europe will be able to contract their deposits, protected up to 100,000 euros per client by the Spanish Deposit Guarantee Fund, through the platform with attractive returns.
Miraltabank launched 6, 12, and 24-month deposits, which are only available in Raisin. The maximum profit is offered on your 12-month deposit of 3.25%, followed by a 24-month fixed-term deposit that presents a return of 3.2%. The minimum investment required by the entity is 15,000 euros, and the maximum is 100,000 euros, like most banks that sell Raisin. The opening is done 100% online, without the need for additional documents.
With the collaboration benefit of both parties, the banking entity will be able to continue offering savings and investment measures to its clients and refine your offer with new support, and the German platform has new bank deposits to be included in the catalog for your clients. In addition to being the first Spanish language to be available on the platform, The number of properties in Spain managed by Raisin is up 140% year to date.
“The European savings platform Raisin has the possibility to offer its clients savings without obstacles. In addition, through this digital platform, they can access deposits quickly, safely, and with all guarantees,” said the general director of Miraltanbank, José C. Rodríguez Pérez.
Miraltabank transferred the deposits
Miraltabank is an investment bank and asset management firm, founded in 2010, that offers a wide range of financial services, such as intermediation, management, and advice, to individuals and companies. It also makes a multi-product broker available to its clients to make direct investments. In addition to offering other fixed-income products and own and third-party investment funds,
The entity was born as an intermediary for fixed income and credit products at the European level for institutional and corporate investors. In 2013, it began management dedicated to professional and institutional clients as a securities company. Subsequently, it offered its products to individuals and added its own and third-party investment funds. In 2022, it will get approval from the ECB, and the BDE will be a credit institution.
The Grape platform
Raisin, founded in 2012, is a German company that makes storage available to savers of products from European banking entities. It has its headquarters in Berlin and has offices in Madrid, Manchester, and New York, as well as in Frankfurt, Hamburg, and Munich.
Fintech has more than one million customers in Europe, the EU, the United Kingdom, and the United States and has partnered with over 400 banks and financial service providers in more than 30 countries.
What deposits to invest
Currently, according to Raisin data, the best deposits to invest in twelve months in Spain are those from System Bank with a 4.4% wage. The contract amounts are 20,000 euros as a minimum amount and 100,000 as a maximum amount. The opening takes place 100% online, which does not require additional documents. Speaking of fiscal stays in Italy, they are not made for non-residents of the country.
The second entity in which they recommend investing is an Italian bank, Project Bank. It offers a 4.3% wage, and the minimum contract amount is 10,000 euros; the maximum amount is also 100,000 euros. The deposit characteristics of Banca Progretto in relation to contracting and withholding tax are the same as those of Banca Sistema: 100% online and no tax withholding for non-residents.