Credit cards are a financial instrument which many citizens use to improve their credit score, which allows companies to more easily provide according to each person’s history Financial loans or mortgages to its users.
Furthermore, the Credit cards They offer other advantages such as the possibility of financing purchases, which can be useful in unforeseen times; in addition to taking out travel and shopping insurance; as well as rewards programs that can help save money.
Therefore, Different banking institutions offer different benefits and access to other financial lines to strengthen your customers’ creditworthiness, which increases the chance of attracting more customers
Accordingly, it is important to compare the different benefits that banks offer their customers when purchasing a credit card.
How to choose a credit card
It’s important to know that Credit cards cover different needs, according to customer requirements. Some factors to consider are:
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The commissions
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The card type
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The credit limit
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The insurance
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The rewards
The banking institutions that do not charge a processing fee in Colombia are:
G – Zero (Banco Davivienda): This card is eco-friendly because it is recyclable and offers the plastic in different colors.
Card number (Nu Bank): There is no processing fee for this product and you can adjust the available space on the card.
A Light Card (Scotiabank – Colpatria): This card charges no processing fee and creates your statements digitally.
RappiCard: Not only does this card charge a processing fee, but it also gives you up to 5% back on purchases you make.
Free card (Bancolombia): This card is available for purchases and pre-orders with no processing fee.
