One of the major confusions regarding the benefits of Social Security is that the corresponding payment applies to the current month. This raises a big question: Who gets the money when you die? Dem Leisure timeLet’s explain what the Social Security Administration (SSA) does in these cases.
In principle, the beneficiaries must be clear about this This is how Social Security payments work. Each monthly check you receive corresponds to the previous month, meaning the payment you receive in September, for example, actually corresponds to the month of August, and so on.
One of the SSA rules states that the beneficiary must have lived for the entire month to receive the appropriate payment. This means family members should not expect to receive Social Security checks from the beneficiary for the month in which they died.
In accordance with Social Security Intelligence ServicesA blog covering these issues explains that the rule is causing great confusion and distress among beneficiaries and their families: “Usually it’s about how unfair it is. Someone will say, ‘My husband lived 30 days in a month that was 31 days long.’ That was our money, says Devin Carroll, a social security expert in the United States.
Who will receive my Social Security check the month I die?
Although the rule is very clear, it does not mean that the relatives of the deceased cannot do anything about it. In some cases, families must file a lawsuit over missing money that a beneficiary who lost their life was supposed to receive. Although this rarely happens. Accordingly, Market observationIn this case, you must file Form SSA-1724, Claim for Amounts Due in the Case of a Deceased Beneficiary, with your local Social Security office.
Additionally, if you are a surviving or dependent spouse: SSA Your benefits should automatically be converted to survivor benefits after the agency receives the death notification.
On the other hand, you may also be eligible for the special death benefit, a one-time payment of $255 to the surviving spouse or, if the spouse is deceased, to eligible children who lived in the same household as the employee.
If families ultimately receive a Social Security payment after the month of the person’s death, they must pay it back. The way this happens depends on how the deceased received them.